Under the
direction of the Chief Risk Officer (CRO) the Enterprise Risk Management
Reporting Analyst (ERM Analyst) will analyze and interpret business information
to generate reports that assess, measure, and monitor key risks in support of
the association’s enterprise risk management efforts. The position also
provides support for the associations model risk management program, including
model development documentation, monitoring and inventory management. This role requires a strong
understanding of financial principles, excellent analytical skills, and the
ability to work collaboratively with other departments. Responsibilities include:
Enterprise
Risk Management
Conducting risk identification
processes through assessments, workshops, and data analysis
Collaborating
with departments to integrate risk management into strategic planning and
decision-making
Engaging with
stakeholders to gather insights on risk perceptions and address risk
management concerns
Developing
and implementing risk mitigation strategies and controls
Monitoring
and evaluating the impact of risk management activities on performance and
profitability
Preparing and
presenting comprehensive risk reports to senior leadership
Ensuring
adherence to internal and regulatory risk management requirements
Developing,
updating, and maintaining risk management policies and procedures
Data Analysis
Creating and
running reports from financial data systems
Analyzing,
monitoring, and reporting on portfolio segments using metrics related to
credit quality, loan performance, collateral risk, and more
Identifying
trends on a monthly and quarterly basis for leadership and the Board
Performing
ad-hoc analysis projects and maintaining the distressed lending log
Risk Management Initiatives
Supporting
model risk management assessment activities
Creating and
maintaining model development documentation and monitoring processes
Maintaining a
comprehensive inventory of models and presenting to the Asset Liability
Committee
Regularly
analyzing the portfolio to understand composition and risk factors
Conducting
stress tests to assess the potential impact of adverse scenarios on the
portfolio
Developing
and recommending strategies to mitigate identified risks
Reviewing,
revising, and creating risk management policies and procedures
Providing
training to staff on risk management policies and procedures
Compiling
information and addressing deficiencies identified in audits
Knowledge, Skills, and Abilities:
Proficiency
in ERM best practices and COSO ERM framework.
Ability
to interpret underwriting standards, guidelines, and procedures.
Understanding
of agricultural lending principles, policies, and practices.
Awareness
of economic, political, and industry factors impacting agricultural
lending.
Analytical
skills for objective conclusions and systematic organization.
Effective
relationship-building with diverse internal and external groups.
Proficient
in Microsoft Office (Word, Excel, PowerPoint, Outlook) for document
management.
Decision-making
skills based on evaluation, ethics, and social responsibility.
Strategic
thinking to identify issues and relationships for long-term objectives.
Strong
communication skills for discussing complex topics with varied audiences.
Ability
to create and deliver impactful presentations.
Established in
1917, Fresno Madera Farm Credit, headquartered in Fresno, provides quality
credit and financial services in California’s Central Valley. Our mission is to
provide access to credit and related services to farmers and ranchers in our
region. As an efficient organization, FMFC delivers quality service with people
that are passionate about creating the best possible customer experience for
the generations of farmers and ranchers that we proudly serve. Fresno Madera
Farm Credit offers competitive compensation packages and excellent benefit
programs. We have a team-driven, performance-focused culture, with a strong
focus on customer service, and fulfilling our mission to agriculture.