Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn't measured in dollars and cents, it's seen in our communities and felt by the people who believe in us.
Benefits Include
Financial wellbeing services
401(K) matching with up to 5% match
Reduced health insurance
Employee wellbeing services
DE&I initiatives
Work-life balance
Job Summary
Position is responsible for reviewing past due consumer accounts to determine delinquency level and appropriate collection activity. Handle legal, bankruptcy, repossession and charge off accounts with the goal of protecting the Credit Union's interest. Process garnishments and levies to remain in federal and state compliance. Credit Solutions Specialist may be assigned specialized functions as a primary responsibility or as a back-up responsibility. Maintain positive interaction with internal and external members and ensure the experience is reflective of the spirit of our brand.
What You'll Do
Makes a high volume of telephone calls pre department standard to members regarding the collection of delinquent accounts/loans and negative shares.
Work assigned, low delinquency collection queues on a weekly basis by contacting members by phone or mail to establish the reason for past due payment(s) and obtain promises to pay on past due amounts owed. Help educate members on financial responsibility.
Issue collection letters where appropriate
Performs the necessary follow up with members who have not met the terms of repayment.
What You'll Bring
High School diploma (GED) required.
Zero to two (0-2) years of collection experience preferred or / 5-years financial experience preferred
Certified in financial counseling preferred.
Proven ability to support a strong member/customer service culture.
Knowledgeable of all federal and state regulations and statutes i.e., FCRA, FDCPA, SCRA, Reg. Z, Reg. P, Statute of Limitations, etc.
What You'll Get
We know that pay and benefits are important. And, we've really got that covered. But, we also know that those are not the only things that you need to decide if this is the place for you. Join our team of Lake Trusters and you'll enjoy:
Working with an energetic team focused on making our members wildly successful
An opportunity to work with others that have your back every step of the way
Opportunities to make a difference both inside and outside of our walls
Being treated like you are more than the work you do
Must be a tech savvy individual who has a high degree of adaptability to adjust quickly to change and priorities.