Dwight Funding is a leading working capital partner built for early and growth stage businesses in eCommerce, Food & Beverage, General CPG. We've created a modern lending platform for today's leading growth stage companies built on a foundation of relationships, data, and technology. Our company is made up of entrepreneurs, ex-bankers, and passionate people who are committed to modernizing the way growth stage businesses access capital.
About the Role
We're looking for a diligent, detail-oriented, and motivated Credit Analyst to join our growing team. The role is responsible for supporting the underwriting and portfolio management teams to maintain underwriting and operational excellence across the portfolio. The ideal candidate is excited to dig into the books of high growth companies, monitor and develop credit procedures and contribute to a vibrant startup ecosystem.
Duties and Responsibilities
Support the underwriting team with screening new opportunities, renewals and reviews
Prepare industry research and analysis, financial modeling and analysis, and performance-related information
Work collaboratively with underwriting and portfolio management teams to monitor and assess client financials and collateral
Assist in preparation of portfolio reviews
Build out and update financial models for clients
Assist in building out underwriting and due diligence processes
Qualifications and Experience
2 to 5 years of asset-based lending, private credit, or investment banking experience
High proficiency with Excel and financial modeling
Demonstrated competency in financial statement analysis; you have a deep understanding of the interrelationship of the balance sheet, income statement, and statement of cash flow
You have a high level of analytical ability to determine loan risk and recommend credit limitations
Deep familiarity with due diligence and underwriting processes
You are an excellent communicator, exhibiting a high level of comfort and confidence when engaging with external management teams
The Perks
Aside from the basics (medical, dental, HSA, 401k, PTO, etc.), Dwight also has a number of perks such as: