A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision. This role is a customer-serving role, and while it does not solely focus on collections, does include collections responsibilities.
REPORTS TO: Division Credit Manager
ESSENTIAL SKILLS AND COMPETENCIES: • Excellent verbal and written communication skills • Experience in credit and collections • Negotiation skills • Microsoft Office Suite software • Detail oriented • Ability to review and analyze financial statements • Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time • Able to solve problems
ESSENTIAL JOB FUNCTIONS: • Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager. • Operation and maintenance of the daily, monthly, and quarterly functions of CED's 9ci computer system. • Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and Profit Center Manager, and escalating collection activities as required by business circumstances. • Ability to review credit applications and complete credit investigation to grant credit and establish credit limits. • Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects. • Drafting and completing lien waivers per customers' requests. • Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and Profit Center Manager. • Face-to-face customer meetings to establish and maintain strong relationships with customers and Profit Center Managers. • Negotiating differences with customers and developing plans for payment and dispute resolution. • Presenting payment, status, plan, reports, and information to management for quarterly credit meetings. • Maintaining professional relationships with Credit and Profit Center Managers and external customers. • Routinely working with customers to collect open accounts receivable. • Facilitate in-bounding customer calls, answering customer questions, and directing to the right personnel. • Various clerical duties.
EDUCATION AND EXPERIENCE REQUIRED: • Bachelor's degree or relevant field experience. • 5+ years of experience in commercial credit and collections.
CED is an Equal Opportunity Employer - Disability | Veteran
NOTE: Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.
CED is an Equal Opportunity Employer - Disability | Veteran