Kitsap Credit Union is hiring a fulltime hourly Collections Representative I to work out of our East Bremerton location, hybrid or remote within WA state. The Collections Representative I is responsible for identifying delinquent accounts and establishing workable means of communication with members to ensuring prompt repayment of loans to minimize losses.
Quick Facts
Seniority level: Individual Contributor
Reports to: Manager of Accounts Control
Employment Type: non-exempt | in person, onsite and hybrid after training
Working hours: Fulltime
Compensation: $25.15 - $31.44 an hour depending on experience
Perform transactions and job duties consistently within standards and in accordance with the guidelines of NCUA laws and regulations, and the Fair Debt Collection Act. Attend work related courses and seminars, and pursue a program of self-development.
Work within legal guidelines to protect the Credit Union and our Members.
Ensure delinquent accounts become current by identifying problems, and creating a resolution. Arrange and negotiate new payment schedules, modifications, extensions or other workout solutions.
Work independently and as a team member with ownership of collection queues. Handle a high volume of calls both inbound and outbound from members and branches. Maintain a high level of confidentiality within the accounts control function and administrative offices relative to any information received directly or indirectly at all times.
Investigate and attempt to locate members that have skipped by contacting and speaking with the borrower's relatives, past employers, military agencies, Accurint software, credit reports, Allied Solutions and other skip tracing tools.
Provide status of delinquent account through effective communication, regular reporting, and accurate documentation of all collection efforts.
Assist Kitsap Credit Union staff regarding bankruptcies, repossessions, delinquencies, Consumer Credit Counseling (CCCS) Programs, deceased members, legal issues and other tasks as needed with a strong understanding of financial laws.
Be able to initiate and collect all necessary data for legal suits pending legal action including but not limited to repossession replevin suits, and SKIP claims.
Diffuse high-tension situations confidently, effectively and professionally. Coordinate with all levels of staff.
This role may be right for you if you enjoy helping people in difficult situations. You pride yourself on your ability to be compassionate while upholding standards. Your previous employers praise your ability to prioritize tasks and research new ways to complete them, and your previous co-workers talk about your ability to create wins in difficult situations. Your friends consider you analytical and ethically minded, and your family is proud of your ability to seek the best for yourself and others.
Basic Qualifications
High School Diploma or GED
Previous experience in collections or similar environment involving public contact via phone or call center environment
Proficient in Microsoft Office applications and excellent telephone skills.
Ability to prioritize responsibilities and handle multiple tasks.
Ability to work independently with minimal supervision and be a team player.
Ability to work effectively under pressure.
Ability to work with individuals at all levels, inside and outside the credit union.
Ability to exercise sound judgment and maintain confidentiality.
Possess well-developed interpersonal skills essential for projecting a positive image of the credit union. Ability to make quality decisions in a timely manner.
Our Values
Integrity: We believe in acting with honesty, trust, and respect which are at the forefront of our daily engagement.
Responsibility: We believe that responsibility is holding ourselves accountable for our decisions, actions, and their outcomes.
Collaboration: We believe in the power of a diverse group of people working together to achieve a united outcome.
Authenticity: We believe activities in actions that demonstrate our commitment to be transparent, dependable, and genuine in every day.
What We Offer
Not only are we one of the largest credit unions in Washington State, and growing, but we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family's lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include:
Careers | Kitsap Credit Union (kitsapcu.org)
Free onsite parking
Annual time off and sick time accrued
11 Paid holidays
1 Personal day
Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
Employee Assistance Program
Choose from a PPO medical plan or a High Deductible with a Health Savings Account
3% KCU funded Safe Harbor Contribution to your 401K
KCU will match up to 2% of your 401K contributions
All 401K contributions are 100% vested
Potential annual incentive in all roles within Kitsap Credit Union
Tuition reimbursement
8 hours of paid volunteer time off
Discounts on KCU's products and services
Paid Care.com membership
We believe in the power of belonging - it's in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.
We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can't happen without great employees. If this is the kind of organization, you're looking for.
****** Employment is contingent upon satisfactory credit, background, and reference checks. Kitsap Credit Union is an Equal Opportunity Employer. All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status. ******