Hy Cite Enterprises, LLC, is a national leader and innovator in direct sales and marketing channels. With over 50 years of growth and success, we have operations in 7 countries.
Our people are our greatest asset, and we recognize that each employee brings a unique set of experiences, cultural background, and thinking style that contributes to the richness of our team. This belief has allowed us to develop a diverse workforce to serve better and understand the needs of our distributors and customers.
We are seeking an Underwriting Manager for our Middleton, Wi office.
The Underwriting Manager will play a critical role in assessing, analyzing, and approving credit applications in accordance with established policies, procedures, and regulatory guidelines.
RESPONSIBILITIES
Lead and manage the underwriting team to ensure effective credit risk assessment and decision-making.
Establish and maintain underwriting guidelines, policies, and procedures to ensure consistent and compliant underwriting practices.
Collaborate with cross-functional teams, including sales, operations, and compliance, to streamline underwriting processes and ensure efficient workflow.
Review and assess credit applications, including financial statements, credit reports, and other relevant documentation, to make informed lending decisions.
Monitor underwriting criteria as needed to manage risk effectively.
Train and develop underwriting staff, ensuring they are well-equipped to make sound credit decisions.
Provide guidance and support for complex or escalated underwriting cases.
Develop and maintain strong relationships with internal and external stakeholders, including Distributors, regulatory bodies, and credit reporting agencies.
Generate reports and present key performance indicators to senior management.
Understands and adheres to legal/compliance standards included in corporate policies and accepts ownership for accomplishing existing tasks that fulfill legal/compliance requirements. Reports compliance violations when identified.
REQUIREMENTS
Bachelor's degree from an accredited 4 year University.
Bilingual in English and Spanish at a professional level or higher (reading, writing, & speaking)
Excellent leadership and communication skills.
Analytical mindset and ability to make data-driven decisions.
Proficiency in using underwriting software and tools.
In-depth knowledge of international credit regulations and best practices.
Exceptional problem-solving abilities and attention to detail.
We offer a fantastic culture and diverse environment and great Benefits such as:
Medical, Dental, and Vision Plans
In-house Wellness Program
Profit Sharing Bonus Program
Generous 401(k) Match
Life Insurance
Short Term Disability
Long Term Disability
PTO
Sick Days
And so much more!
Applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.