At OatFi, we're building the complete API infrastructure for B2B payment platforms to embed and monetize working capital solutions. We're dedicated to enhancing financial access for SMBs, and supporting the ongoing paradigm shift happening in B2B payments.
By leveraging OatFi's API, platform partners empower commercial end-users with the tools needed to collapse their cashflow conversion cycles, supporting organic growth while shepherding billions in offline payments volume online.
We are a fast-growing company offering an opportunity for the right candidate to join at the ground floor.
At OatFi, you will have the chance to shape the future of fintech and make a significant impact from day one.
Job Overview
As a Product Manager at OatFi, you will be responsible for driving key aspects of the credit risk and capital markets product roadmap for our API-first embedded lending infrastructure. You will work closely with cross-functional teams including engineering, design, business ops and strategy, and credit risk to deliver innovative products and features that improve the customer experience and grow the business.
You will report directly to the CTO and will be responsible for managing the entire product lifecycle, from ideation to launch and beyond.
Responsibilities
Develop and own the Credit Risk & Capital Markets product roadmap, working closely with stakeholders to prioritize features and deliverables.
Conduct market research and analysis to identify new opportunities and validate product hypotheses.
Work with Chief Risk Officer to develop and refine automated underwriting models to enhance credit decisioning accuracy and efficiency.
Collaborate with stakeholders to ensure seamless integration of credit risk and capital markets features into the broader OatFi product ecosystem.
Define requirements, develop user stories, and drive product development
Lead the productization of capital markets functionalities, including the automation of facility management and optimization of capital deployment strategies.
Lead agile product development processes, including sprint planning, backlog grooming, and sprint demos
Communicate product vision, strategy, and roadmap to cross-functional teams and stakeholders
Stay up-to-date with industry trends, emerging technologies, and competitive landscape.
Qualifications
4-6+ years of experience in product management, with a track record of delivering successful products
Experience building and scaling API-first products
Strong technical background, with experience working with software engineers and understanding technical concepts
Excellent communication skills, with the ability to effectively communicate with cross-functional teams and stakeholders
Strong analytical and problem-solving skills, with experience using data to inform product decisions
Experience working in an agile development environment
Bachelor's degree in Computer Science, Engineering, or a related field
Experience and an interest in embedded FinTech or credit is a big plus