Consumer Loan Processor at AgCarolina Farm Credit in Greenville, North Carolina

Job Description:

JOB DESCRIPTION



Consumer Loan Processor - office choice of Fayetteville, Greenville, Raleigh, Dunn, or Smithfield


The right person for the job will be able to actively work with the Consumer Loan Processing team to process consumer home and lot loans and other disclosures subject to TRID. This job requires an ability to process consumer loan requests timely and accurately while observing all related Federal, State, and FCA regulatory rules and regulations. You should enjoy the challenge of a fast-paced, team-oriented work environment where you maintain excellent attention to detail and customer service skills. You will work in a culture that welcomes strong multi-tasking, confidentiality, time management, and organization skills.

If you:

• have strong knowledge of consumer regulations, guidelines, and timelines
• are a skilled consumer loan processor, with exceptional organization and multitasking skills
• want to ensure quality and compliant standards within a team
• understand agriculture and rural communities
• are looking for the excitement of being part of the solution to agricultural financing, which benefits both our state and our nation
• want more excitement, challenges, and rewards for your efforts
• want to be part of a dynamic team and company, with a great work culture

then you might be the person we are looking for!

The Consumer Loan Processor will contribute to all business objectives including "Serving Our Members & Rural Communities." This position would report to the Consumer Loan Processing Manager.


How you will impact AgCarolina Farm Credit:

• Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
• Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
• Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
• Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
• Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance with ACA internal control policy and procedure
• Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
• Ensure accuracy between the approved credit package, documents, and final system data entry.
• Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
• Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
• Adhere to the ACA's internal controls and compliance policy and procedures as it relates to all actions performed
• Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release

What you need to succeed:

• Education and/or experience equivalent to Associate's degree in business, finance, or accounting
• Strong interpersonal, customer service, organization, and problem-solving skills
• Self-starter with strong analytical, judgement, and communication (oral and written) skills
• Capability to handle high stress situations in both a business and professional manner
• Computer experience with intermediate skills in Windows, Microsoft Word, Microsoft Excel, and PowerPoint
• Quick learner, strong problem solver, and adaptable
• Work independently under general supervision
• Foster and promote a team atmosphere

What we offer:

• Competitive pay, including eligibility for incentive pay
• Comprehensive benefits (medical, dental, life, LTD, and others)
• Company-matched 401(k) (100% match of the first 6% you defer)
• Commitment to training and professional development
• Meaningful work that allows one to make a difference in agricultural and rural communities.
• Opportunities for work-life balance
• A great work environment with colleagues who have a shared commitment to our core values

Interview Process:

Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.

Phone Screen with AgCarolina HR Representative

In-person interview

It is the policy of AgCarolina to provide equal employment opportunities without regard to race, color, religion, sex, pregnancy, childbirth or related conditions, national origin, age, disability, marital status, veteran status, sexual orientation, genetic information, or any other protected characteristic under applicable law.



ABOUT US



Headquartered in Greenville, North Carolina, AgCarolina Farm Credit offers career opportunities throughout Eastern North Carolina. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our members. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.

AgCarolina Farm Credit is the largest ag lending cooperative operating in North Carolina with a local presence throughout the territory. The Association has approximately $3.1 billion in gross loan volume, serving more than 6,000 members.

Our purpose at AgCarolina Farm Credit (ACA) is to serve the agricultural industry and our rural communities, yielding a more prosperous future for all. We are committed to providing constructive credit and financial services to grow the success of our members, one local relationship at a time.

We believe that an inclusive team of employees is the best way to serve our agricultural and agribusiness customers. Consistent with our core value of welcoming diversity, equity, and inclusion, we seek to involve all employees, our management team, and our board in fostering an environment that encourages and acknowledges the positive contributions individuals from all backgrounds can make in the success of our organization. By embracing and leveraging our unique strengths we establish ourselves as a positive corporate citizen and an employer of choice.

We are committed to attracting and developing an outstanding team of employees and supporting each one to achieve his or her full potential. Our success at AgCarolina GROWS by:

• 
  Growing our people and association
• 
  Relationships built on respect, trust, and integrity
• 
  Owning responsibility for our attitudes, actions, and job performance
• 
  Welcoming diversity, equity, and inclusion
• 
  Serving one another, members, and local communities

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