Credit Manager at Fresno Madera Farm Credit in Fresno, California

Job Description:

Position: Credit Manager                       

Location:  Fresno, CA

Fresno Madera Farm Credit is searching for a self-motivated, highly driven individual to join our fast-paced team environment.  As a key member of the Leadership Team, the Credit Manager will lead a team of Credit Analysts and oversee underwriting for large and complex loan applications as needed. Responsibilities include:

Leadership and Management

·         Lead, manage, and mentor the Credit Analyst team, providing training and feedback.

·         Oversee credit administration workflow to ensure timely loan application processing.

·         Evaluate credit processes, removing obstacles and identifying efficiency improvements.

·         Monitor team performance, ensuring adherence to established efficiency and turnaround standards.

·         Provide clear guidance, address conflicts, and resolve differences of opinion.

·         Make hiring and promotion recommendations and conduct performance reviews, taking corrective action when necessary.

• Communicates Association updates and strategic direction to staff

• Provides input on cross-department issues to seek resolution

·         Maintains organizational standards for all employees

Credit Administration  

·         Collaborate with lending staff to establish appropriate loan terms, conditions, and structures.

·         Provide consultation to the Credit Analyst team during underwriting to ensure consistency.

·         Review credit reports to ensure they clearly identify and communicate key credit considerations.

·         Review, recommend, and revise credit management policies as needed.

Minimum Qualifications

Education

·         Bachelor’s degree in finance, accounting or related field

Prior Work Experience

·         7 years of credit underwriting experience

·         5 years of supervisory experience or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Knowledge and Skills

·         Expert knowledge of credit analysis

·         Proficient knowledge of Microsoft Office

·         Skill in analyzing and interpreting complicated credit and loan structures to determine credit risk

·         Skill in balancing logic and intuition to make sound decisions in a timely manner

·         Skill in making business decisions using a systematic, evaluative, information-based approach rooted in ethics and social responsibility

·         Skill in identifying key issues and relationships relevant to achieving long range goals or vision

·         Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences

·         Skill in identifying process improvement opportunities

·         Skill in guiding and leading individuals and teams

·         Skill in identifying challenging goals, and motivating others to achieve them

·         Skill in selecting, managing, coaching, motivating and developing diverse teams

·         Skill in creating and delivering effective presentations

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ABOUT US

Established in 1917, Fresno Madera Farm Credit, headquartered in Fresno, provides quality credit and financial services in California’s Central Valley. Our mission is to provide access to credit and related services to farmers and ranchers in our region. As an efficient organization, FMFC delivers quality service with people that are passionate about creating the best possible customer experience for the generations of farmers and ranchers that we proudly serve. Fresno Madera Farm Credit offers competitive compensation packages and excellent benefit programs. We have a team-driven, performance-focused culture, with a strong focus on customer service, and fulfilling our mission to agriculture.

Salary: $130,000 - $150,000

Visit www.fmfarmcredit.com for more information about the California Consumer Privacy Act.