Wells Fargo is seeking a... Senior Equipment Finance Underwriter to join their Vendor Financial Services Construction and Industrial Structured Team
In this role, you will:
Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data on systems of record
Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
Work with internal and external business partners to gather information to make appropriate decisions
Required Qualifications:
4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Financial Analysis experience
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)
Experience underwriting transactions and exposures in excess of $1MM
Job Expectations:
This position offers a hybrid work schedule.
Willingness to work on-site at stated location on the job opening
Posting End Date: 3 Oct 2024 *Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
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