Neighborhood Partnership Housing Services (NPHS) is a community development organization with a mission to build equitable communities by creating innovative housing and economic solutions that advance the well-being of people, the vitality of neighborhoods, the creation of jobs, and the sustainability of the environment. We further our mission by applying a holistic approach to community and economic development by methodically engineering innovative programs, products, services, and social enterprises that are customer-centric and interconnected to successfully create meaningful impact and transformational change in our communities.
NPHS' seeks an innovative and adaptable Director of Community Lending and Investment to join our team of entrepreneurs and innovators. Our ideal candidate is flexible, entrepreneurial, and technology-minded, with experience in CDFI lending.
Position Overview:
Under the direction of the Chief Business Officer, the Director of Community Lending and Investment will play a key role in expanding access to capital for underserved communities, partnering with local stakeholders, and driving innovative lending solutions.
Responsibilities:
Lending Operations:
Oversee all lending activities, including loan origination, underwriting, processing, and servicing.
Ensure compliance with regulatory requirements and internal policies.
Manage and grow a diverse loan portfolio, focusing on affordable housing and community development.
Oversee credit analysis, risk assessment, and decision-making processes for loan approvals.
Loan Product Development:
Design and implement new loan products tailored to underserved communities' needs and address emerging market trends.
Collaborate with community partners and stakeholders to develop innovative financial solutions that support affordable housing, small businesses, and economic development.
CDFI Lending:
Leverage CDFI funding and grants to drive impact-driven lending initiatives.
Work closely with financial institutions, government agencies, and investors to secure additional capital for community investment programs.
Stay informed of changes in CDFI regulations and ensure the organization remains in compliance.
Strategic Leadership:
Develop and execute long-term strategies for the growth and sustainability of NPHS's lending programs.
Provide leadership in the development of new investment partnerships, including public and private funding opportunities.
Build and maintain strong relationships with community stakeholders, government agencies, financial institutions, and philanthropic organizations.
Lead, mentor, and develop a high-performing lending and investment team.
Promote a culture of accountability, collaboration, and continuous improvement within the department.
Data & Reporting:
Monitor and report on key performance indicators, ensuring accurate and timely submission of reports to stakeholders.
Analyze trends and performance data to identify opportunities for growth and risk mitigation.
Required Qualifications:
Minimum of 7-10 years of experience in lending, specifically in underwriting, loan product development, portfolio management, and community investment.
At least 3 years of experience in a leadership role within a financial institution, CDFI, or community development organization.
Proven experience managing loan portfolios with a focus on community development and affordable housing.
Demonstrated success in developing and implementing new loan products that meet the needs of underserved communities.
Education Requirements:
A creative person with a Bachelor's degree from an accredited college or university in Public or Business Administration, Finance, Economics, Mathematics, or a closely related field is required. Master's degree or relevant certification (e.g., CDFI Certification) is preferred.
Work Schedule:
Forty hours: Monday - Friday 8:00 a.m. - 5:00 p.m. Evening and weekend work may be required to complete projects and attend meetings.
Compensation:
Annual base salary range: $90,000 - $105,000, commensurate with experience. NPHS offers comprehensive health benefits and an 8% employer retirement plan match to support our employees' financial well-being and security.