Qualification: Bachelors or Masters in Computer Science/ IT or Computer Applications
Opus Consulting Solutions focuses on shaping the future of payments technology. With experience building highly innovative solutions and products, we combine our deep technology proficiency with unmatched domain expertise in Payments and Fintech, enabling us to deliver unparalleled quality and value in everything we do.
For the last 26 years, our team works with a diverse global customer base, ranging from start-ups to Fortune 500 financial leaders, all focused on digital transformation and driving innovation in payments.
We're headquartered in Alpharetta, Georgia, USA.
Job Duties and Responsibilities
Analyzes current systems and architectures to identify strengths, weaknesses, and areas for improvement.
Collaborates with business, product, operations and other technical stakeholders to identify and scope the opportunities, quantify costs, outline potential value and ROI, identify risks, benefits and constraints.
Recommends technology solutions for the overall ecosystem, an application programming and integration solution through research on alternative options.
Acts as a trusted advisor on strategies and approaches for overall integration of technology components.
Investigates emerging technologies and trends, proposing strategic updates and advancements. Finds the right balance between innovation, technical feasibility and long-term sustainability.
Develops, presents and explains the value and vision of proposed architectures and solutions to a wide range of audience. Evaluates and selects appropriate technologies and platforms for the solution.
Designs high-level solutions, integrating modern and emerging fintech technologies with traditional banking systems for robust, seamless payment operations.
Articulates technology solutions as well as explains the competitive advantages of various technology alternatives.
Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
Performs other related duties as required.
Preferred Knowledge, Skills, & Abilities:
Payment integration, card payment processing and authorizations / authentication experience in the payments and financial services industry, preferably in banking
Experience with integration of the payment hubs with core banking systems, fraud and risk systems, sanctions screening, and money movement rails
Experience with Microservice based architecture, designing enterprise services or integration capabilities using REST APIs and event-driven technology as well as leveraging native Cloud services (Azure & AWS)
Experience in Cloud, Data, DevOps, Domain Driven Design, DevSecOps, Architecture Frameworks (TOGAF), and Agile
Experience with Risk, Regulatory, and Compliance associated with payment processing and security across layers (OAuth2/3, encryption, SSL)
Strong expertise within Payments in the Banking space including ACH, Wires, PEP+, RTP, FedNow, Zelle, Card Networks, Payment Gateway, Payment Orchestration layers and working with payment vendor solutions
Payments domain expert with thorough knowledge of Payment Transactions including Issuing, Acquiring, and Processing, SO20022, ISO8583, PCI DSS, ISO20022 standards
Strong hands-on working experience on Processor platforms/Certifications, Payment Hub and Card networks, and ACH Originators.
Thorough knowledge of POS, Payment terminals, Card Present & Card Not Present, Mobile Deposits, Digital payments, mobile deposits, BNPL, Wallets and other payment channels & financial transactions.
Minimum Experience:
12 years of IT work experience in multiple IT areas in a multi-tier environment working as a SME to link technology with business values whilst guiding stakeholders through the right technology choices suitable to their core short- and long-term needs.
Required Knowledge, Skills, & Abilities:
Knowledge of all components of holistic enterprise architecture
Knowledge of business re-engineering principles and processes
Knowledge of network architecture, client/server processing and object-oriented analysis and design
Strong analytical and technical skills
Ability to balance the long-term and short term implications of individual decisions
Ability to translate business needs into solution architecture requirements
Ability to apply multiple solutions to business problems
Ability to comprehend rapidly the function and capabilities of new technologies
Strong leadership skills
Presents persuasively and authoritatively to peers and senior leadership, while facilitating collaborative conversation
Ability to communicate effectively across multiple audiences, including firm-wide business units, senior leaders, associates, and external vendors
Exceptional interpersonal skills, including teamwork, facilitation, and negotiation