o Underwrite new applications for Manufactured Housing, ensuring completeness and adhering to quick turnaround.
o Determining credit worthiness within the credit criteria policy, ability to repay, and clearing CIP/OFAC to ensure a quality pre-approval.
o Work deals to determine if a counteroffer can be made to get the customer within the credit policy guidelines.
o Complete relooks for collateral changes, pricing updates or additional details presented after initial application.
o Perform MLO calls with the customer to go over conditions and requirements.
o Request, and clear conditions on approved applications by working directly with the customer.
o Ensure AAN issuance is completed in required time frame.
o Communicate with customers, dealers, banking partners and peers regarding status of applications.
o Ensure compliance to all regulations are followed on each deal.
o Keep customers application, folders, documents, and notes up to date.
o Keep abreast of regulatory updates and changes.
o Communicate when bottlenecks, issues, system outages, or other business impacting issues arise.
o Work with Lending Operations management team regarding professional development.
o Obtain MLO license
REQUIRED QUALIFICATIONS
High School Diploma or GED equivalent.
3-5 years of loan operations experience in lending with experience specific to Chattel and/or Manufactured housing lending.
Strong knowledge of lending regulations and compliance requirements.
Excellent analytical, problem-solving, and decision-making skills.
Exceptional communication and interpersonal skills.
Skilled at prioritizing duties, working under time constraints, and handling multiple tasks, while remaining flexible to changing priorities and assignments.
PREFERRED QUALIFACTIONS
Bilingual in English and Spanish.
NMLS MLO License.
Pay: starting at $72,000 - $85,000 per year and dependent on experience plus eligibility for incentive plan based on team and individual performance.
In Office
8-hour shift with some rotating Saturdays
• Preferred Work Location: In person. Hybrid or Remote may be considered.