Life Underwriter at Prudential Ins Co of America in Minneapolis, Minnesota

Job Description:

Job Classification:

Operations - Insurance Operations

Appraises and underwrites applications for insurance to assess mortality risk within company guidelines to assure equitable treatment of policyholders and producers and to meet the company's financial objectives. Approves, classifies or declines applications on own signature. Provides guidance to the field force and home office staff regarding underwriting problems and requirements. Analyzes and appraises applications and other pertinent data for complete appraisal of risk. Obtains any required medical or financial data through research and consultation. Determines if risk is standard, substandard or unacceptable. Analyzes, appraises and determines the risk selection of cases in excess of approval limits, but must obtain a concurring signature from authorized personnel on final risk classification. Has an approval limit up to and including 500,000.

Qualifications:

• Education/Work Experience: Bachelor’s degree preferred or equivalent work experience (Minimum 4yrs equivalent work experience)

• Excellent Analytical Skills: Ability to assess and interpret complex information to make informed decisions.

• Continuous Learning: Stay current with industry trends, regulatory changes, and best practices in underwriting, actively seeking opportunities for professional development and completion of industry designation(s).

• Strong Leadership Potential: Capability to lead, mentor, and inspire team members.

• Outstanding Communication Abilities: Proficiency in conveying complex information clearly and effectively.

• Growth Mindset: Commitment to personal development and continuous learning.

• Adaptability and Flexibility: Ability to thrive in a dynamic, fast-paced environment.

• Independent Work Ethic: Self-motivated and able to work with minimal supervision.

• Team-Oriented Approach: Strong collaboration skills and a commitment to contributing to team success.

Note: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $53,600.00 to $79,900.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. Roles may also be eligible for additional compensation and/or benefits. Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.

We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit www.prudential.com to learn more about our values, our history and our brand.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status , medical condition or any other characteristic protected by law. 

The Prudential Insurance Company of America, Newark, NJ and its affiliates.

Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at staffingagencies@prudential.com for more information about doing business with Prudential.

PEOPLE WITH DISABILITIES:

If you need an accommodation to complete the application process, which may include an assessment, please email accommodations.hw@prudential.com.

Please note that the above email is solely for individuals with disabilities requesting an accommodation.  If you are experiencing a technical issue with your application or an assessment, please email careers.technicalsupport@prudential.com to request assistance.

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