Loan Officer at Alabama Farm Credit in Montgomery, Alabama

Job Description:

JOB DESCRIPTION



Minimum Education and Experience Requirements:


Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and zero (0) to Five (5) years experience.


Essential Functions:

• Work closely with senior-level loan officers and other staff to gain a sound understanding of credit analysis and business development including loan pricing.
• Utilize preliminary credit analysis under the direction of senior-level staff. Enter loan information and various other information while learning how the system is used and learning how to perform loan analysis.
• Work with one or more assigned appraisers to gain an understanding of the appraisal process.
• Work with management and staff to gain an understanding of the purpose and processes involved in developing credit skills. May assist senior-level staff with credit reviews.
• Work with the loan processing team to gain an understanding of the loan processing function.
• Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
• Complies with proper credit administration practices as outlined in the association's policies and procedures.