Consumer Lending Coordinator at Ent Credit Union in Castle Rock, Colorado

Job Description:

Company Description

Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.

Job Description

The Consumer Lending Coordinator (CLC) position is responsible for accurate and timely processing of all consumer loan files for Personal and Home Equity Lines of Credit to include evaluating member supplied information and all support documentation. The CLC will be required to perform loan closing activities for all Consumer Loan types at service center and operations center locations with travel to varied locations occurring approximately 10% to 20% of the year. Must have a strong ability to work with limited direct supervision due to center location.

Essential Functions

• Consumer Loan Processing / Closing: ? Review all support documentation including but not limited to proof of name change documentation, flood certificates, consumer real estate vesting documentation, and proof of collections paid documents to decide if we have everything we need to proceed with processing the loan. ? Accurate preparation of all loan documents, including all necessary real estate documents to ensure our lien position. ? Ensure that all Underwriting conditions are met prior to loan closing. ? Ensuring that we are meeting all legal and compliance requirements for each loan file depending on collateral type to include HMDA or MLA requirements, along with other mandated compliance regulations and if not, take appropriate action to be in compliance. ? Close loans, reinforce product sales, identify product and cross-sell opportunities, ensure accuracy of all documents, and provide exceptional member service by being flexible in availability to "walk-ins" while at centers. ? perform notary acts in-person, e-notary, and remote online notary for loan closing documents.


• Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position

• High School Diploma/G.E.D. or equivalent.


• 3+ years' combined experience with customer service to include:


• 2+ years' financial services experience.


• 1+ years' consumer lending experience.


• 2+ years' consumer loan processing experience. Pref

Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of a bachelor's degree in accounting and 2+ years of account experience could be substituted for a high school diploma and 6 years of relevant accounting work experience or a master's degree in accounting and 0 years of work experience.

Technical or Specialized Knowledge/Skills:

• Expertise in Consumer Real Estate processing procedures.


• Expert knowledge of lending regulations.


• Ability to analyze member provided documentation relevant to the loan being considered such as collection account information, title commitments, and appraisals (and other CRE related documentation) and recognizing potential red flags/fraud.


• Extremely organized, detail oriented, and able to multi-task.


• Initiative to meet and/or exceed job standards and willingness to take on other duties as assigned.


• Display positive, professional disposition/behavior.


• Ability to problem solve.


• Excellent communication and interpersonal skills.


• Analytical and mathematical skills.


• Proficient with Microsoft Word and Excel.


• Current Colorado notary or willingness to become Colorado notary.

Certifications Required:

• Valid Colorado Driver's License with an acceptable driving record required


• Registered with Colorado Secretary of State as notary within 30 Days required

Environmental, Physical and Psychological Requirements

• Standing - Occasionally


• Walking - Occasionally


• Sitting - Frequently


• Lifting - Rarely (40 Lbs)


• Carrying - Rarely


• Pushing - Rarely


• Pulling - Rarely


• Balancing - Rarely


• Stooping - Rarely


• Kneeling - Rarely


• Crouching - Rarely


• Crawling - Rarely


• Reaching - Occasionally


• Handling - Occasionally


• Grasping - Occasionally


• Feeling - Occasionally


• Talking - Frequently


• Hearing - Frequently


• Repetitive Motions - Frequently


• Eye/Hand/Foot Coordination - Occasionally


• Noises louder than normal speaking volume - Occasionally


• Temperature Changes - Rarely


• Atmospheric Conditions - Rarely

Additional Information

The pay range for this position is: $22.45 to $28.40 per Hour (S12)

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

This position is eligible for an incentive plan.

We anticipate this position to close on11/11/2024. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

Benefits Summary Sheet - 2024

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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