Mortgage Servicing Professional - Bilingual at Cenlar in Tempe, Arizona

Job Description:

The Mortgage Servicing Professional - Bilingual is responsible for handling all levels of mortgage servicing calls in a blended environment (inbound and outbound), efficiently, professionally and in a courteous, friendly manner. These positions are responsible for executing excellent listening, problem resolution and communication skills (verbal/written) and are required to be proficient in English and Spanish (verbal and written).



Responsibilities:

• Handles all levels of mortgage servicing inquiries (i.e. payments, escrow analysis, insurance and tax)
• Responsible for providing first call resolution, fully resolving disputes, and performs root cause analysis
• Researches and resolves customer issues/inquiries via the phone, email and written correspondence
• Ability to work in a fast paced, structured environment adhering to key performance metrics with high emphasis on quality and productivity
• Promotes products and services with focus on customer satisfaction and retention
• Collaborates with internal resources to provide solutions to customers
• Responsible for process improvements in daily duties
• Completes other duties and projects as assigned by the supervisor/manager
• Appropriately assess risk when business decisions are made, include but not limited to compliance and operational risk. Demonstrate consideration for Cenlar's reputation as well as our clients, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

• External - Mortgagors, Insurance Agents, Title Insurance Representatives, Tax Collectors, Investors, Clients
• Internal - All internal departments throughout the company, primary focus on servicing areas: Client Relations, Cash Management, Payoffs, Default, Insurance, Tax, Special Products, Exception Processing

• Associate's degree and/or combination of post secondary education and experience
• 3-4 years of experience in industry, call center environment and/or customer service
• General mortgage banking knowledge
• Meet performance metric requirements for 12 months (including tasks and emails).
• Strong work ethic including strict adherence to work schedule times and deadlines
• Flexibility and ability to adapt to change quickly
• Ability to work with all levels of management
• Strong interpersonal relationship skills
• Strong written and verbal communication skills
• Excellent listening skills
• Strong problem resolution skills
• Must be able to work nights and weekends; variable schedule(s) as necessary
• Candidates will be assessed based on relevant skills and experience
• Must pass a language proficiency assessment

• Requirements under Telephone Consumer Protection Act, specifically Exemptions and Other Provisions
• Requirements under Regulation E (Electronic Funds Transfer Act), specifically, Coverage, Initial Disclosures and Preauthorized Transfers
• Requirements under Regulation Z (Truth in Lending Act), specifically Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
• Requirements under Regulation X (Real Estate Settlement Procedures Act), specifically Mortgage Servicing Transfers
• Requirements under Regulation V (Fair Credit Reporting Act), specifically Reasonable Policies and Procedures Concerning the Accuracy and Integrity Furnished Information
• Requirements under Regulation X (Real Estate Settlement Procedures Act), specifically Requests for Information and Escrow Accounts.
• Requirements under the Homeowners Protection Act, specifically, Cancellation and Termination of Private Mortgage Insurance (PMI): Non-High-Risk Residential Mortgage Transactions.
• Requirements under the Service member Civil Relief Act, specifically Notification of Being Called for Active Duty
• Requirements under Flood Disaster Protection Act