Teller / Backup CSR at The Citizens Bank in Olanta, South Carolina

Posted in Other about 5 hours ago.

Type: full-time





Job Description:

BASIC FUNCTION:

Provide service to bank customers by conducting appropriate transactions and meeting the needs of customers by referring them to appropriate departments in the bank.

ESSENTIAL DUTIES:
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit.
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices.
  • Process savings withdrawals.
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Identify counterfeit currency.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies.
  • Cross-sell bank products and services.
  • Refer customers to the proper department for issues that cannot be resolved at the teller line.
  • Count and roll loose coins.
  • Issue personal money orders
  • Accept loan payments: verify payment amount and issue receipts.
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded.
  • Ensure teller station is properly supplied.
  • Receive FICA payments: verify deposit coupons are properly completed and checks are made payable to the "Bank".
  • Follow procedures for removing accounts for dormancy.
  • Balance drawer daily, including periodic batching of cashed checks.
  • Process cash advances, redeem U.S. Savings Bonds.
  • Maintain appropriate currency logs.
  • Follow all bank policies and procedures.

BACK-UP DUTIES:
  • Greets and directs customers.
  • Explains various services available and assists customers in selecting these services.
  • Opens various types of new accounts; verifies and processes changes to existing accounts.
  • Processes customer check orders. Prepares letters to customers.
  • Helps customers to balance checking accounts.
  • Performs a variety of other tasks, such as filing, copying, and ordering credit reports.
  • Opens or closes safety deposit boxes; assists with inventory of deceased customers' boxes.
  • Maintains confidentiality of customer accounts.
  • Performs other task requested by supervisor as they relate to the Bank and it functions.
  • Also may provide notary public services.

Qualifications
  • At least 1 - 3 years' of relevant work experience
  • Excellent phone etiquette and excellent verbal, written, and interpersonal skills
  • Ability to multi-task, organize, and prioritize work

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