Interamerican Bank is a thriving community bank dedicated to serving the needs of businesses and residents throughout Florida. With a strong commitment to excellence and a focus on personalized service, we take pride in building lasting relationships with our clients and contributing to the economic growth of our community.
Responsibilities:
Manage and lead our commercial and residential lending staff to achieve loan production goals
Oversee loan production reporting, both residential and commercial
Supervise past dues and assist the collections department
Services a developed loan and depository portfolio
Service existing loan portfolio and ensure compliance with lending laws and regulations
Assist lenders in structuring new loans and renewals
Provide timely reports to the CEO and Board of Directors
Develop new loans and depository accounts
Support lenders in customer outreach and documentation gathering
Prepare loan packages for renewals and new loans
Monitors progress against business objectives throughout the year.
Oversees and manages production programs in order to increase productivity and maximize profitable growth.
Review credit rating triggers and administer lending activity in line with bank policy and regulatory requirements
Cultivate and maintain strong relationships with clients and other industry professionals to generate new business opportunities and referrals
Collaborate with internal teams such as credit analysis, underwriting, and legal to ensure efficient and accurate loan processing
Stay abreast of market trends, economic indicators, and regulatory changes affecting the lending industry
Continuously seek ways to streamline processes and enhance operational efficiency within the lending department
Works with CEO, CCO, and other members of Executive Management to develop goals, objective, incentive programs, policies and procedures to ensure fiscal integrity and control of the credit division.