Mortgage Loan Originator; BR 34 - Dildine; 12/3/2024 at Texana Bank National Association in Meridian, Idaho

Job Description:

JOB SUMMARY: Responsible for taking inbound and outbound calls to convert leads to mortgage loans by using sales skills and product knowledge.

ESSENTIAL FUNCTIONS:

• Conducts analysis of mortgage loans by examining application and supporting documentation; estimating credit-worthiness; and calculating repayment risk.
• Primary point of contact for prospective borrowers as they go through the mortgage process.
• Provides customer service to ensure customer satisfaction.
• Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation.
• Completes all compliance requirements to ensure loan integrity/salability.
• Responsible for conversion and other performance metrics to drive company profitability.
• Maintains up-to-date knowledge of FHA, VA or conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses on the job training.
• Protects bank's image by keeping mortgage loan information confidential.
• Performs other duties as assigned

PREFERRED EXPERIENCE AND QUALIFICATIONS:

• 2+ years of experience working in a mortgage loan originations capacity.
• Sales and service-oriented
• Proficiency in MS Office and mortgage software
• Comprehension of lending procedures.
• Ability to function independently in a multi-task environment as well as part of a team.
• Ability to analyze information and make informed decisions.
• Strong organization skills and detail oriented.
• Must exhibit professionalism.

PI256099387