We are seeking a highly experienced and detail-oriented Senior Underwriter to join our team. This position is responsible for evaluating and analyzing complex risks. The ideal candidate will have extensive knowledge of property and casualty underwriting principles, exceptional decision-making skills, and a proven track record of managing high-value accounts.
Essential Functions
Responsible for the Commercial Liability and Commercial Property policies for all Public and Affordable housing book of business within their assigned territory
Successfully negotiates and communicates challenging underwriting decisions to agents and brokers.
Develop and maintain positive relationships with all internal and external business partners.
Understands, manipulates and interprets statistical information.
Knowledge, Skills, Abilities:
Advanced knowledge of Property & Casualty commercial lines products (Property, General Liability and Auto), coverage forms, rating plans, complex risk evaluation, agency operations and program management.
Demonstrated ability to work collaboratively across multiple departments.
Works effectively within assigned authority level to achieve strategic and organizational goals.
Interpersonal, written and oral communication skills.
In-depth understanding of regulatory requirements and market trends.
Job Requirements
Required:
Bachelor's degree, or equivalent work experience
Minimum 5 years of commercial lines underwriting experience (Property, GL, Auto), required.
Experience working with agents/brokers and an understanding of facultative reinsurance placements.
Knowledge and experience in organizing and leading team meetings.
Understanding of public and affordable housing operations.
Proficiency in all Microsoft Office applications.
CPCU or other industry designations preferred.
Agents License preferred.
Preferred:
CPCU or other industry designations preferred.
Agents License preferred.
Work environment & Physical Demands
Inside climate-controlled office building
Ability to lift 25lbs
<10% Travel
Prolonged sitting and using a PC
Department Overview
The Underwriting department evaluates the risk of all current or prospective public and affordable housing properties and operations eligible for insurance coverage. The department fully analyzes risk and exposures and then prices the account based upon established underwriting guidelines and strategic rating plans. The underwriting team's role also includes CAT exposure analysis, coverage evaluation, price negotiation, program profitability, market conditions, reinsurance requirements and policy reviews.
Company Overview
HAI Group®[1], is the nation's leading property-casualty insurance company founded by and dedicated to affordable housing organizations. While we are recognized as a pioneer of affordable housing insurance programs, insurance is not our only strength. We protect, preserve, and promote the sustainability of affordable housing with an array of products and services that support the challenges housing organizations face. Besides insurance, we offer risk management services, online training, and consulting services used by more than 1,500 housing organizations nationwide. Headquartered in Cheshire, Connecticut, HAI Group® was recognized as a Top Workplace in 2020, 2021, 2022, 2023 and 2024.
Cultural Objective
HAI Group contributes to a culture that creates a safe and healthy working environment and a space of inclusiveness and belonging for all by: exceeding our customers' expectations, working collaboratively across the organization, embracing diversity, and demonstrating mutual respect and empathy.
HAI Group Benefits and Perks
Bonus program eligibility
Annual merit program
Outstanding 401(k) program and non-elective contribution
Flexible work schedules
Generous paid time off, paid volunteer days and paid holidays
Medical, vision and dental Insurance
Company paid life, AD&D, short-term disability, and long-term disability coverage
HSA, FSA and dependent care options
On-Site wellness: Full gym and locker rooms, wellness initiatives, outdoor basketball and tennis court, picnic pavilion area
Tuition reimbursement and loan repayment
Professional development
Community outreach
HAI Group is an Equal Opportunity Employer.
No agency submissions please. Resumes submitted to any HAI Group employee without a current, signed and valid contract in place with the HAI Group Recruiting team for this position will become the property of HAI Group and no agency fees will be paid.