We are seeking a skilled and detail-oriented Underwriter to join our client's growing team in the commercial lending and fintech industry. This dynamic company offers fast and flexible financing solutions for small and medium-sized businesses, specializing in innovative, short-term funding options. Their focus is on helping businesses navigate cash flow challenges with customized financial products designed to meet unique business needs. This is an excellent opportunity for an underwriter looking to grow within a fast-paced, tech-savvy environment.
Key Responsibilities:
Evaluate and analyze commercial loan applications to assess creditworthiness and risk.
Conduct thorough financial analysis, including the review of financial statements, credit reports, and cash flow forecasts.
Collaborate with sales and credit teams to ensure accurate and timely decision-making on loan applications.
Ensure compliance with company policies, as well as industry standards and regulations.
Prepare detailed reports and present findings to senior management for loan approvals.
Stay updated on market trends, financial regulations, and underwriting guidelines.
Qualifications:
Minimum of 3 years of underwriting experience (preferably in commercial lending or small business loans).
Strong financial analysis and risk assessment skills.
Excellent understanding of credit and lending principles.
Ability to work in a fast-paced, deadline-driven environment.
Strong communication skills with the ability to collaborate with multiple teams.
Proficiency in using financial software and underwriting tools.
Benefits:
Competitive salary with performance-based bonuses.
Opportunities for professional development and career advancement.
Comprehensive benefits package.
Be part of a fintech company known for its innovative, fast-paced solutions in the commercial lending space.
This role offers an exciting chance to work in a rapidly growing industry that is redefining how businesses access financial support. If you have a passion for underwriting and want to be part of an innovative team that values adaptability and financial expertise, we encourage you to apply.