Mortgage Loan Officer at Northwest Federal Credit Union in Herndon, Virginia

Job Description:

Overview



The Mortgage Loan Officer originates high-quality residential mortgages and equity loan applications by fostering partnerships with internal and external referral sources, as well as utilizing the existing pool of Credit Union members. The Mortgage Loan Officer will originate loans by assisting members in our contact center, handling inbound calls, making outbound calls to leads, and maintaining a strong network of business relationships that consistently generates referrals for new mortgage lending opportunities.


Responsibilities

• Originate first mortgage and home equity loan applications


• Counsel potential home buyers and existing homeowners while taking complete and accurate applications


• Determine member's needs and offer the appropriate mortgage product


• Obtain all required loan documentation


• Independently assesses applicant's credit worthiness and qualification. Has the authority to extend pre-approval letters


• Properly price and disclose loan applications


• Coordinate member interaction and interface with all parties involved in the loan transaction


• Make recommendation to members regarding other Credit Union products and services


• Remain informed on trends, changes and developments in the mortgage lending industry including regulatory issues


• Perform other related duties as assigned


• Attend networking events


• Remains cognizant of and adheres to NWFCU policies and procedures as well as regulations pertaining to the Bank Secrecy Act (BSA)

#NWFCU1


Qualifications




Required

• High school diploma or equivalent


• Minimum 2 years of professional mortgage experience including 1 year of mortgage sales experience


• SAFE Act licensing and ability to obtain NMLS number


• Bilingual - fluent in Spanish


• Demonstrated strong attention to detail


• Effective oral and written communication skills


• Effective problem-solving skills


• Effective sales techniques


• Ability to work on-site in our Herndon, VA headquarters, Monday through Friday M-F, 9:30am - 6:00pm and Saturdays 9:00am - 1:00pm as needed


• Ability to work effectively on-site in our Herndon, VA headquarters and equally effectively remotely

Preferred

• Bachelor's Degree
  
  
  
  

Additional Compensation



Northwest Federal offers a comprehensive and inclusive benefits program, which includes medical, dental and vision plans for you and your family, 4 weeks paid vacation, 12 paid holidays, 24 hours of paid volunteer time, parental leave, company paid disability and life insurance, and a generous 401(k) plan with up to 7% employer match.


EEO Notice



Northwest Federal Credit Union is an Equal Opportunity Employer and will consider all qualified applicants without regard to race, color, age, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, protected veteran status or any other classification protected by law.


NWFCU complies with federal and state disability laws and makes reasonable accommodations for applicants and employees with disabilities. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact the Human Resources Department at 703-709-8900 or HRDepartment@nwfcu.org. Apply Now