Sr. Commercial Real Estate Analyst at Hyundai Capital America in Irvine, California

Job Description:

Description




Who We Are


Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.



We Take Care of Our People


Along with competitive pay, as an employee of HCA, you are eligible for the following benefits:

• Medical, Dental and Vision plans that include no-cost and low-cost plan options

• Immediate 401(k) matching and vesting

• Vehicle purchase and lease discounts plus monthly vehicle allowances

• Paid Volunteer Time Off with company donation to a charity of your choice

• Tuition reimbursement



What to Expect


The Associate, Commercial Real Estate & Facilities is responsible for assisting with management of loan draws and closings, and provides portfolio reporting, tracking and management of strategic asset, including real estate, construction, signage, electric vehicle charging facilities, hydrogen fuel cell assets, etc., in support of Hyundai, Kia and Genesis brands. In addition, this position assists with providing analysis in support of loan and lease underwriting activities.



What You Will Do


1. Oversees analysis and preparation of loan applications and supporting financial and collateral documents for new and existing accounts. Includes ordering and obtaining all required reports to include appraisals, environmental reports, ALTA Surveys, PZR Zoning reports, and title reports. Evaluate and make appropriate recommendations involving the appraisal reports, environmental reports, credit reports and other credit requirements.

2. Assist with the documentation & loan closing process and follow through with loan closing counsel and borrower (client) to ensure compliance and timely closing; enter into system the loan and lease information.

3. Assist with the loan draw process to ensure proper documents and inspections prior to funding, includes coordinating with outside legal, title and inspection companies; manage loan and lease in the system during the lifecycle.

4. Prepare and track the workflow of periodic portfolio analysis for renewals and covenant compliance in addition to portfolio summary reports for loan and lease quality and expansion opportunities, and non-compliance issues.

5. Identify opportunities to automate processes related to loan draws and portfolio management and coordinate enhancement implementations.

6. Perform other related duties to support the department, including supporting new floorplan applications or annual reviews.



Qualifications




What You Will Bring


• Minimum 4-6 years financial services experience with credit applications and underwriting process in real estate, construction, and/or facilities including loan/lease documentation and UCC filing

• BS/BA required

• Self-starter with excellent time management skills and ability to manage multiple tasks effectively

• Ability to quickly learn new systems/software - Microsoft, loan/asset management, billing, etc.

• Agility to adapt to new processes and products



Work Environment


Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.


The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.


California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.