Mortgage Loan Disclosure Desk; BR 10 - Mortgage Ops; 12.17.2024 at Texana Bank National Association in Keller, Texas

Job Description:

• Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate
• Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign
• Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate
• Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
• Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures

Complete HMDA information on necessary files and audit required loans for ECOA and HMDA compliance

• 1+ years experience in a mortgage operations position
• High School diploma or GED equivalent
• Encompass loan origination system experience a plus
• Thorough knowledge of TRID and RESPA LE/CD requirements
• Working knowledge of RESPA Change in Circumstances, including: Valid vs. Invalid changed circumstances reasons
• Conventional and Government loan experienced required
• Strong aptitude for detail, accuracy, and organization
• Ability to prioritize and multi-task with ease
• Excellent interpersonal, written, and verbal communication skills
• Ability to work in a high-volume environment

PI256862831