Lead Product Manager, Payments Platform at PayPal Inc. in San Jose, California

Job Description:

The Company



PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.


We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.


We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.


Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.



Job Description Summary:

What you need to know about the role:
PayPal is committed to building and scaling the next generation of payment integration technologies for merchants, consumers, and developers globally. We are looking for an experienced and technically adept Lead Product Manager, Payments Platform Technologies to drive the development of the next generation of scalable payment solutions.


• This role requires a deep understanding of systems, environments, and frameworks that accelerate the delivery of payment integration technologies, including APIs and SDKs.
• To be successful in this role, knowledge about payments technology is helpful. Understanding the global payments network using cards, ACH, bank transfers, real-time payments, alternative payment methods, payment gateways, tokenization, risk and fraud management, and security standards is key. Knowledge about emerging technologies like Pay Later, cryptocurrencies, embedded payments, and global wallets is helpful.
• You will lead by example, managing a team of junior Product Managers while also being hands-on with the details necessary to architect and build innovative solutions.


Meet the team:
This team is part of the CTO's organization and designing future-forward technologies and experiences to enable global commerce. Platform technologies built by this team will be instrumental in helping drive PayPal's global reach through best-in-class technology solutions.



Job Description:




Your way to impact:



As a key leader in our team, you will work closely with engineering, design, and business teams to define, build, and launch globally scalable platform technologies that empower developers and merchants to integrate payment solutions seamlessly. Your technical expertise and leadership will be critical in enabling faster, more efficient scaling of our payment ecosystem.



Your day-to-day:

• Build strategy for and deliver payment platform solutions:


• Define and execute the roadmap for next-generation platform technologies, focusing on scalability, efficiency, and integration experiences.


• Dive deep into the technical details, working with engineering teams to design frameworks, APIs, SDKs, and integration tools that enable faster deployment and adoption.


• Collaborate with engineering to design and build payment solutions that support diverse use cases, including subscriptions, micropayments, and cross-border transactions.


• Leverage knowledge of APIs, SDKs, and integration tools to accelerate development and deployment.

Scale platform solutions:

• Engage with third-party vendors and platform partners to craft integration solutions that are reliable, secure, and optimized for performance.


• Dive into technical details, troubleshoot issues, and collaborate with engineers to develop solutions. Proven ability to work on complex systems and frameworks.


• Analyze system performance, customer feedback, and market trends to refine product strategies and prioritize high-impact initiatives.

Team leadership:

• Manage and mentor junior Product Managers, fostering a culture of collaboration, learning, and high performance.


• Articulate complex technical concepts clearly and effectively to diverse audiences, including technical and non-technical stakeholders.

What you need to bring:

• 10+ years of product management experience, with at least 3 years leading teams. Demonstrated success in building platform technologies, APIs, SDKs, or payment integration tools.


• Strong knowledge of the global payments network using cards, ACH, bank transfers, real-time payments, alternative payment methods, payment gateways, tokenization, risk, and fraud management is key.


• Strong knowledge of regulatory requirements such as PCI-DSS, GDPR, PSD2, and AML/KYC standards. Experience implementing encryption and tokenization solutions.


• Prior experience in financial technologies, banking, and finance sectors in global markets is a plus.


• A Bachelor's in Computer Science or related technical field is helpful in this role.


• Fluency in English and strong communication skills required.

Our culture:



We take care of ourselves, each other, and our communities.

• 
  Employee & Culture: We cultivate a welcoming and fun culture that inspires people to create the best work of their careers while rewarding ingenuity, determination, and diverse perspectives.


• 
  Holistic Benefits: Everyone who works at PayPal is provided with generous health, wellness, and financial plans, so they can feel secure about their future while building the future of money.

Additional Job Description:




Subsidiary:

PayPal



Travel Percent:

0


-


PayPal is committed to fair and equitable compensation practices.


Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.


The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.


The U.S. national annual pay range for this role is
$99300 to $216040


For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.



Our Benefits:



At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.


We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.



Who We Are:



Click Here to learn more about our culture and community.



Commitment to Diversity and Inclusion



PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.



Belonging at PayPal:


Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.


Any general requests for consideration of your skills, please Join our Talent Community.


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