We are seeking an experienced Senior Product Owner with a proven track record in FinTech, banking, or financial services to lead the development and enhancement of our mobile app-based lending product. This role is integral to driving innovation in our customer-facing mobile experience, ensuring the app leverages cutting-edge data insights, risk management strategies, and user-centric design to deliver exceptional lending solutions.
The ideal candidate will combine deep expertise in mobile app product development with a solid understanding of financial services, lending models, and U.S. regulatory compliance.
Key Responsibilities:
Define and drive the product strategy and roadmap for our mobile app lending solution, ensuring alignment with overall business goals.
Collaborate with design and engineering teams to deliver a seamless, intuitive, and secure mobile app experience.
Utilize data analytics, customer behavior insights, and alternative data sources to drive mobile app features like personalized lending offers, dynamic credit limits, and repayment tools.
Act as the primary liaison between engineering, design, marketing, risk, and compliance teams to deliver app features that balance customer needs, risk tolerance, and business profitability.
Lead efforts to gather and incorporate user feedback into the mobile app roadmap, ensuring the app delivers a superior customer experience.
Work closely with risk teams to implement secure lending solutions that align with credit risk policies and regulatory standards.
Ensure the mobile app complies with financial regulations and standards across all operating regions.
Guide junior team members and foster a collaborative environment within the product team.
Lead Agile ceremonies, including sprint planning, stand-ups, and retrospectives, to ensure efficient mobile app development cycles.
Key Qualifications:
Minimum 5-7 years of experience as a Product Owner or Product Manager in mobile app development within the FinTech, banking, or financial services industry on the U.S. market.
Proven track record of launching and scaling customer-facing mobile applications with measurable business success.
Deep understanding of mobile app design, development, and deployment processes for both iOS and Android platforms.
Familiarity with mobile-specific analytics tools (e.g., Firebase, Mixpanel) and user experience best practices.
Strong understanding of credit risk management, underwriting processes, and loan lifecycle management.
Proficiency in data analysis tools (e.g., SQL, Tableau, Python) and experience integrating APIs for real-time data insights.
Bachelor's degree in Business, Finance, Computer Science, or related field; MBA or equivalent advanced degree is a plus.
Exceptional analytical and problem-solving abilities.
Excellent communication and stakeholder management skills.
Experience working in Agile/Scrum environments.
Familiarity with financial regulations such as TILA, ECOA, FCRA, and state-specific lending requirements.
What We Offer:
Competitive compensation and equity options.
Opportunity to shape the future of mobile-based FinTech lending.
A collaborative, innovative, and growth-oriented work environment.
Comprehensive benefits, including PTO, health insurance, and professional development programs.
Join us in creating the next generation of mobile lending experiences that empower customers and redefine financial accessibility.