The Relationship Manager role is to support the Chicago Region, which has strong business development skills and working experience in commercial lending areas such as C&I, trade finance, and/or construction/CRE lending. This role should have substantial experience in reviewing and assessing commercial loans, including the ability to independently support our branches regarding their referrals of commercial prospects and draft credit proposals when recommending loans for approving officers' considerations.
JOB SUMMARY
Responsible for developing new businesses and maintaining strong relationships with existing customers, identifying potential opportunities to expand and grow overall loan and deposit balances, including non-interest/fee-based incomes, while ensuring credit risks are mitigated to avoid potential credit losses.
DUTIES
Build positive and strong relationships with customers and develop new relationships that will be profitable and sustainable for the Bank.
Cross-sell Bank's products and services.
Provide good financial solutions to effectively meet customer needs.
Lead negotiation of terms and conditions with borrowers and assist with structuring of credits as needed.
Support underwriting and credit monitoring as deemed necessary by Manager.
Coordinate, collaborate and communicate with internal partners and departments to ensure smooth processing of customer requests and to achieve positive results.
Participate in local community events or activities as needed to promote Bank's brand
Comply with all Bank policies and procedures.
Perform other duties as assigned.
QUALIFICATIONS
EDUCATION: Bachelor's degree or equivalent.
EXPERIENCE: 3 years of experience as a Relationship Manager or equivalent. Thorough knowledge of banking regulations, bank products and policies.
Skills/Abilities: Strong marketing skills, interpersonal abilities, customer service and
communication skills. Bilingual (English/Mandarin) is a plus.
WHY WORK FOR US?
Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:
Medical insurance
Vision insurance
Dental insurance
401(k)
Disability insurance
Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.