Job Description EXCITING OPPORTUNITY WITH LEADERSHIP GROWTH POTENTIAL! Position Title Senior Underwriter, Excess Construction/ Commercial Casualty
$100-$200K
Location:
Alpharetta, GA- Hybrid
Job Summary We are seeking a skilled Senior Underwriter specializing in Excess Construction and Commercial Casualty insurance. This role involves evaluating, analyzing, and underwriting complex risks while developing and maintaining profitable portfolios. The ideal candidate has a deep understanding of the construction industry, excess liability, and commercial casualty markets, with strong decision-making and relationship-building skills.
Key Responsibilities
Risk Assessment and Underwriting:
Evaluate new and renewal submissions for excess construction and commercial casualty risks.
Analyze risk exposure, terms, and pricing to provide tailored solutions.
Apply underwriting guidelines, authority levels, and company standards in decision-making.
Portfolio Management:
Build and manage a profitable book of business, ensuring balance and diversification.
Monitor performance metrics such as loss ratios, retention rates, and premium growth.
Relationship Management:
Develop and maintain strong relationships with brokers, agents, and clients.
Conduct underwriting meetings, presentations, and training to enhance partnerships.
Market and Product Knowledge:
Stay current on market trends, regulatory updates, and competitive positioning.
Collaborate with internal teams to develop new products or refine existing offerings.
Collaboration and Mentorship:
Work closely with other underwriting, claims, and actuarial teams to support profitability.
Provide mentorship to junior underwriters or colleagues, sharing expertise and insights.
Qualifications
Bachelor's degree in Risk Management, Business, Finance, or a related field.
Minimum of 5-7 years of underwriting experience, particularly in excess construction and commercial casualty.
In-depth knowledge of construction industry risks, excess liability, and umbrella insurance.
Proficiency in underwriting tools, risk models, and financial analysis.
Strong negotiation, communication, and interpersonal skills.
Ability to work independently and make decisions within underwriting authority.