As a fee-only, independent Registered Investment Advisor (RIA), Capstone provides personalized wealth management to high-net-worth clients, tailoring our services to meet each client's unique needs and circumstances.
We are proud to be 100% employee-owned and believe in fostering a work environment that supports both professional and personal growth.
At Capstone, you'll have the opportunity to collaborate with a dynamic, team of professionals. Our Service Teams, made up of Wealth Advisors, Financial Planners, and Client Service Specialists, work together to deliver exceptional service to our clients.
About the Role:
The Wealth Advisor role in the firm is typically filled by high potential members of the client service team who possess core technical, client relationship, and interpersonal skills that form the basis for the progression to the Senior Wealth Advisor role. The Wealth Advisor plays a "dual role" during their development as they provide professional support to Senior Wealth Advisors' clients, while concurrently developing and growing their own practice. Wealth Advisors also actively seek to obtain new clients by developing their strategic relationships and community networks.
The Wealth Advisor with a Family Office Specialty builds on this role with a specific focus on family office clients. It expands the firm's service model, incorporating a deeper and broader scope of advice and service-related activity. The focus of this role is to provide technical, operational, and relationship management support to a select group of the firm's largest and most complex clients.
Duties & Responsibilities
Financial Planning
Assist families in achieving financial goals and wealth management strategies
Prepare and maintain financial reports, models, and documentation
Support implementation of financial recommendations across planning areas
Tax Compliance & Planning
Assist in preparing and reviewing individual, trust, and business tax returns
Monitor tax regulation changes and ensure compliance
Support income and estate tax planning strategies
Coordinate with tax preparers and external service providers
Investment Management
Oversee portfolio construction and asset allocation in line with family investment philosophy
Support investment strategy selection across asset classes (stocks, bonds, real assets, etc.)
Conduct due diligence on public and private market investment opportunities
Legal & Estate Planning
Review legal agreements related to trusts, businesses, and investments
Assist in wealth transfer strategies, estate planning, and regulatory compliance
Support execution of estate plans and beneficiary communications
Risk Management
Analyze exposure across real estate, business holdings, and personal assets
Coordinate with professionals to ensure appropriate insurance coverage for property, liability, and businesses
Cash Flow & Liquidity Management
Ensure sufficient liquidity for daily expenses, investments, and capital needs
Monitor cash flow and oversee bookkeeping and payment processing
Family Governance & Succession Planning
Organize and document family meetings and succession discussions
Assist in managing family businesses and philanthropic goals
Mentor and support second-generation family members in financial planning
Administration
Maintain financial records, net worth statements, and tax projections
Prepare reports for family members and external partners
Support operational improvements and business development strategies
Required Skills and Abilities
Experience in a financial advisory role, preferably in an ultra-high net worth or family office environment
Must be technically proficient, critically-thinking, relationship-oriented, advocacy-minded, passionate about the service model and have excellent organizational and communication skills
Ability to work collaboratively with advisory and operational team, senior management, and external professionals
Education and Experience
Bachelor's degree in finance or accounting suggested
Must have one of the following: JD, CPA, CFP
Benefits
Competitive salary
Bonus program
Paid Time Off (national holidays, personal time, birthdays, community service activities)
Flexible work options (up to 2 remote working days each week, summer hours, early holiday departures)
Health/Insurance benefits (medical, dental, vision, life insurance, short- and long-term disability)
Parental leave
401(k) retirement plan with company contribution
Flexible spending account
On-site, health club membership
Reimbursement for relevant professional certifications and membership fees
Recent Capstone Accolades*
Crain's Chicago Business' 2024 Best Places to Work in Chicago
InvestmentNews' Best Places to Work for Financial Advisors for 2024
2024 Best Places to Work in Illinois
Capstone Financial Advisors is committed to fostering an inclusive and diverse environment where all individuals feel welcomed and respected. We are an Equal Opportunity Employer and encourage individuals from all backgrounds to apply.
Visit us at: www.capstone-advisors.com
*Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor. Rankings are generally limited to participating advisors. Capstone Financial Advisors does not pay fees to be considered for any ranking or recognition.