Core Compliance Manager at Hyundai Capital America in Irvine, California

Job Description:

Description




Who We Are


Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.



We Take Care of Our People


Along with competitive pay, as an employee of HCA, you are eligible for the following benefits:

• Medical, Dental and Vision plans that include no-cost and low-cost plan options

• Immediate 401(k) matching and vesting

• Vehicle purchase and lease discounts plus monthly vehicle allowances

• Paid Volunteer Time Off with company donation to a charity of your choice

• Tuition reimbursement



What to Expect


The Manager, Core Compliance is responsible to promote a culture of corporate compliance while effectively partnering with various business units to help ensure compliance with regulatory requirements and internal policies. As Core Compliance Manager, you will be responsible for working closely with HCA's core consumer finance operations to understand issues, develop, implement, and monitor compliance programs, as well as to mitigate compliance risks across all core business functions as well as provide compliance support and guidance covering new products and initiatives with HCA's various business units. This role will interact with all levels of management including senior management, third party vendors, and state and federal regulators as required.


What You Will Do


1. Advise the business using best practices on ways to operationalize compliance with relevant laws: TILA, CLA, ECOA, UDAAP, FCRA FDCPA, SCRA, MLA, GLBA, EFTA, TCPA, EFTA, and other applicable laws and regulations, including regulations in the insurance and Voluntary Protection Products space.

2. Participate in the evaluation of new business initiatives and complex projects providing support in the early stages of product design to identify potential compliance risk and risk mitigation activities. Assist with change management processes and the design of controls throughout all new process or business implementation.

3. Performs comprehensive compliance reviews of business processes to ensure that controls are properly designed and working effectively, partner with business units to build remediation plans as needed and oversee completion of remediation activity as required.

4. Conduct risk assessments of core business functions to identify potential compliance risks, and partner with Testing and Monitoring Team to implement monitoring programs to resolve compliance issues, discrepancies, or violations identified through assessment activities.

5. Prepare quarterly reports on compliance activities, findings, and corrective actions to present to HCA's senior management, Operations and Compliance Review Board. Maintain documentation of compliance-related processes, assessments, and remediation efforts via the Compliance Issue Tracker, ensuring that records are accurate, organized, and readily accessible for management review, audits, and regulatory examinations.



Qualifications




What You Will Bring


• Minimum 5 years' experience in a product or regulatory compliance role that includes consumer lending.

• Familiarity with car lending/leasing, voluntary protection/insurance licensing laws and regulations a plus.

• Bachelor's Degree required.

• A high degree of knowledge of consumer lending laws and regulations, including, but not limited to TILA, CLA, ECOA, FCRA, UDAAP, FDCPA, SCRA, MLA, GLBA, EFTA, TCPA, EFTA, and other related regulations.

• Strong understanding of consumer lending laws and regulations

• Proven track record of creativity, resourcefulness, and a passion for problem-solving as a team player who can build relationships across functions, business lines, and levels.

• Ability to handle and execute on complex projects with minimal supervision.

• Ability to prioritize and clearly articulate trade-offs while also maintaining flexibility as the situation changes.

• Excellent communication skills.

• Strong interpersonal, analytical, and problem-solving skills.



Work Environment


Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.


The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.


California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com .