Underwriter
at Insight Global
in
Austin,
Texas
Posted in Other 4 days ago.
Type: full-time
Job Description:
Key Responsibilities:
- Evaluate Loan Applications: Assess loan packages, focusing on repayment ability, collateral, and personal credit profiles.
- Collaborate with Stakeholders: Work with Loan Officers and applicants to address questions and make counteroffers when necessary.
- Recommend Loan Approvals: Suggest loan approvals with detailed underwriting memos and supporting analysis.
- Communicate Decisions: Clearly explain loan approval terms or reasons for denial, offering advice on mitigating risks.
- Select Funding Programs: Determine the appropriate funding program based on eligibility criteria and approved terms.
- Verify Documentation: Ensure all necessary supporting documents are provided, verified, and maintained on file.
- Client-Focused Service: Partner with Lending and Loan Administration teams to deliver excellent client service.
- Conduct Site Visits: Accompany Loan Officers on customer visits and perform site visits related to loan requests.
Qualifications:
- Understanding of financial analysis and risk assessment.
- Experience in loan underwriting or a related field is preferred.
- Bachelor's degree in Finance is preferred but not required.
- Ability to gather and analyze information efficiently and formulate an independent recommendation.