Comercial Loan Underwriter at American Cybersystems, Inc. in Dublin, California

Job Description:

Innova Solutions is immediately hiring for Comercial Loan Underwriter



Position type: Full-time/ Contract
Duration: 6 Months
Location: Dublin Onsite 4 days in a week
Client: Banking

As an Comercial Loan Underwriter you will:

Job Description:
In this role, responsibilities will include supporting the lending activities of the Member Business Loan department by providing insightful and timely credit analysis of prospective and current borrowers.

Essential Duties

Perform an in-depth underwriting analysis of each borrower's character, credit worthiness, and financial condition.
Provide analytical support to senior lending personnel.
Analyze financial statements and related material to prepare written credit analysis of individual and corporate borrowers.
Prepare approval memorandums for presentation to appropriate lending authorities.
Conduct and present industry research.
Interact with servicing institutions or organizations at the direction of the senior credit personnel.
Investigate all available sources of credit and financial information, including reporting services, credit bureaus, and agencies.
Perform specific portfolio analysis at the direction of senior credit personnel.
Assist with committee and Board of Director reporting.
Develop credit information for use by senior credit personnel in lending decisions on new loans, renewals, and extensions.
Prepare summaries, present facts, and offer opinions concerning credit worthiness.
Ensure that all credit files are organized and include current information.
Analyze commercial property financial information to determine actual income, expenses, and projected debt service.
Review credit reports, appraisals, environmental reports, title reports, and other documents for collateral property.
Document approval actions.
Perform interim and annual reviews of individual loans to determine the appropriate grading.
Contribute to organizational projects and improvement initiatives.
Conduct, or assist with, off-site due diligence reviews on third-party servicers.
Conduct, or assist with, off-site inspections of commercial real estate collateral.
Provide input and suggestions relating commercial workout and restructure situations.
Administer a portfolio loans for initial and ongoing performance and compliance to policy.
Understand and comply with all applicable federal and state laws and banking regulations (including those related to OFAC and Bank Secrecy Act / Anti-Money Laundering compliance) and Client's policies and procedures.

Minimum Qualifications

Bachelor's degree in the areas of Finance, Accounting, or related major required.
Three of more years' experience working with commercial or business lending portfolios preferred.
Math aptitude and analytical skills required.
Knowledge of general accounting principles required.
Knowledge of SBA guidelines, processes, and regulations governing servicing actions preferred.

Physical Activities/Requirements

• This position is located in Dublin HQ

Qualified candidates should APPLY NOW for immediate consideration! Please hit APPLY to provide the required information, and we will be back in touch as soon as possible.
We are currently interviewing to fill this and other similar positions. If this role is not a fit for you, we do offer a referral bonus program for referrals that we successfully place with our clients, subject to program guidelines.
ASK ME HOW.
Thank you!

Meenakshi Chauhan
Technical Recruiter

PAY RANGE AND BENEFITS:

Pay Range: Between $$40-$50 per hour
Pay range offered to a successful candidate will be based on several factors, including the candidate's education, work experience, work location, specific job duties, certifications, etc.

Benefits: Innova Solutions offers benefits( based on eligibility) that include the following: Medical & pharmacy coverage, Dental/vision insurance, 401(k), Health saving account (HSA) and Flexible spending account (FSA), Life Insurance, Pet Insurance, Short term and Long term Disability, Accident & Critical illness coverage, Pre-paid legal & ID theft protection, Sick time, and other types of paid leaves (as required by law), Employee Assistance Program (EAP).

ABOUT INNOVA SOLUTIONS: Founded in 1998 and headquartered in Atlanta, Georgia, Innova Solutions employs approximately 50,000 professionals worldwide and reports an annual revenue approaching $3 Billion. Through our global delivery centers across North America, Asia, and Europe, we deliver strategic technology and business transformation solutions to our clients, enabling them to operate as leaders within their fields.

Recent Recognitions:

One of Largest IT Consulting Staffing firms in the USA Recognized as #4 by Staffing Industry Analysts (SIA 2022)
ClearlyRated Client Diamond Award Winner (2020)
One of the Largest Certified MBE Companies in the NMSDC Network (2022)
Advanced Tier Services partner with AWS and Gold with MS

Website:https://www.innovasolutions.com/

Innova Solutions is an Equal Opportunity Employer and prohibits any kind of unlawful discrimination and harassment. Innova Solutions is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment on the basis of race, color, religion or belief, national origin, citizenship, social or ethnic origin, sex, age, physical or mental disability, veteran status, marital status, domestic partner status, sexual orientation, or any other status protected by the statutes, rules, and regulations in the locations where it operates. If you are an individual with a disability and need a reasonable accommodation to assist with your job search or application for employment, please contact us at or . Please indicate the specifics of the assistance needed. Innova Solutions encourages all interested and qualified candidates to apply for employment opportunities. Innova Solutions (HireGenics/Volt) does not discriminate against applicants based on citizenship status, immigration status, or national origin, in accordance with 8 U.S.C. 1324b. The company will consider for employment qualified applicants with arrest and conviction records in a manner that complies with the San Francisco Fair Chance Ordinance, the Los Angeles Fair Chance Initiative for Hiring Ordinance, and other applicable laws.

Thank You!
Team Innova Solutions Apply Now