A Credit Manager oversees a company's credit-granting process, ensuring timely payments and minimizing bad debts by assessing creditworthiness, setting credit limits, and managing loan terms and policies.
Credit Assessment:
Evaluate potential customers' creditworthiness, using credit scores, risk projections, and other factors to determine loan eligibility.
Policy Development and Implementation:
Develop, review, and update the company's credit policies and procedures, ensuring compliance with regulations.
Risk Management:
Monitor loan payments, identify potential risks, and take proactive measures to mitigate bad debts.
Record Keeping:
Maintain accurate records of loan applications, transactions, and customer credit information.
Customer Relations:
Build and maintain effective working relationships with clients, colleagues, and team members.
Collections:
Follow up on delinquent accounts and manage debt settlements and loan renewals.
Data Analysis:
Analyze credit data and financial statements to identify trends and potential risks.
Skills and Qualifications:
Education: Bachelor's degree in accounting, business administration, finance, or a related field.
Experience: Proven work experience as a credit manager or in a related field.
Skills: Strong analytical and problem-solving skills, excellent communication and negotiation skills, and a good understanding of financial principles and credit management practices.
Software Proficiency: Familiarity with JDE a +
Warren Oil is the largest independent blender and packager of lubricants to the automotive, agriculture, commercial and heavy duty markets in North America. The company operates six manufacturing and packaging facilities, located in North Carolina, Alabama, Arkansas, Texas, Illinois, and Pennsylvania. Warren Oil markets its lubricants, both conventional and synthetic, domestically and internationally to over forty countries, under the WARREN brand, the LUBRIGUARD brand, the LUBRIGOLD brand and the ITASCA brand. Warren Oil also manufactures and markets private label products for a number of Fortune 500 companies in addition to manufacturing and marketing a full line of automotive and heavy duty chemicals, including anti-freeze and brake fluids, under its proprietary AUTOGUARD brand name.
Warren Oil is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.