What The Role Is Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
How You Will Make An Impact
Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
Interviews commercial applicants and processes loan applications.
Analyzes applicant's financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Approves loans that meet established lending criteria and are within approved lending limits.
Maintains customer relationships.
Manages a portfolio of consumer and commercial loans (primarily commercial).
May coordinate some collection efforts.
Provides and maintains a professional, business-like atmosphere within the banking division.
Represents the financial institution in public relations activities and community affairs.
Who You Are
Excellent interpersonal and customer service skills.
Sales oriented.
Accountable for completion of assigned tasks and projects.
Fundamental understanding of specialized discipline.
Education
Bachelor's degree or equivalent work experience.
Knowledgeable of laws and regulations applicable to lending practices.
Experience
Minimum 3 - 5 years experience in a financial institution as a commercial lender.
Characteristics
Regular and reliable attendance.
Works cooperatively with others.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
Qualifications Education
Required High School or better
Preferred Bachelors or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)