Do you desire a position where you will use your financial experience to help our members turn their financial dreams into reality? Do you view obstacles as opportunities and enjoy analytical work? Ready to elevate your banking career to the next level with a growing organization? Staley Credit Union is a community-based organization that prides itself on being the loan expert. Reporting to the Chief Lending Officer, the Consumer Loan Officer is responsible for offering and administering various lending programs to new and existing members.
Staley Credit Union, located in Decatur, Illinois, provides its members with a complete array of financial products and services. Our mission is to provide convenient, responsible and progressive financial services to our members and serve the community by providing scholarship opportunities through our foundation. Founded in 1930, our original philosophy still holds true today "People Helping People". For more information, visit us at www.staleycu.com.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Understands and abides by consumer compliance regulations
Assist with the development & implementation of new lending programs
Explain loan programs to members, evaluate their needs and recommend product and service options
Evaluate financial position, originate and underwrite consumer loans including vehicle, credit card, secured/unsecured and home equity loans. This would also include indirect mortgage and assisting with indirect auto lending.
Discuss the benefits of debt protection coverage, GAP and extended warranty options with members
Ensure that title liens are perfected and insurance requirements are met
Loan document mapping
WHAT WE REQUIRE:
Bachelor degree required
A highly motivated individual, with at least 3 years lending experience that includes auto, home equity and unsecured lending
Lending experience with conventional mortgages, FHA, VA & USDA loans would be a plus
Excellent verbal and written communication skills
Strong analytical and multi-tasking skills
Exhibit strong relationship building skills, including initiating and maintaining trusting relationships with our members
Must be registered with Nationwide Mortgage License System (NMLS) within 30 days of employment
Excellent Microsoft Office skills (Word and Excel)
WHAT WE OFFER:
We offer a competitive pay plus bonus and monthly incentive pay opportunities. Our excellent benefits include health, dental, 401k with discretionary match, growth opportunities and a team-based environment.
Staley Credit Union is an Equal Employment Opportunity Employer.