Credit Specialist at Tractor & Equipment Co. in Billings, Montana

Job Description:

We have an opening for a Credit Specialist who will be a member of the T&E Credit Team who supports our operations from our office in Billings, MT.

We are looking for a candidate skilled in relationship management and adept at resolving problems.

• What sets this position apart from a typical credit specialist role is our environment which promotes an individual to develop functional skills, apply expertise to a wide variety of operations and stretch capabilities.


• Our Credit Team is highly skilled, results-oriented and team-focused in meeting the business objectives.


• To be successful in this role, you will need to perform a variety of duties which include the following:               

Essential Responsibilities:              

• Call on customers for the collection of accounts receivables.


• Provide financing support as necessary to credit manager


• Approve open accounts in accordance with Company policy and procedures.


• Research for additional information as needed to make sound credit decisions and recommendations to Regional Credit Manager.


• File pre-lien notices on accounts as called for per Company policy.


• Reconcile customer accounts and address these concerns with internal and external customers.


• Partner and coordinate with internal customers on credit questions, procedures or disputes.

Personal Attributes, Experience, and Education:

• The software you will be using is Microsoft Office products and web based credit search programs (Experian or Equifax).


• Professional, verbal and written communications skills are essential along with attention to detail and meeting deadlines.


• If you have previous credit/collection experience and with lien experience, you will quickly get acclimated to our business.


• Previous experience with Caterpillar Dealership or equivalent industry is a plus.


• Must have proven excellent customer service skills and work ethic.


• Self-directed, independent and a team player with strong initiative.


• High attention to detail with effective decision making and problem solving skills.

Company Benefits:

• Medical, Dental, Vision insurance


• Paid Vacation/Holiday & Paid Sick Leave


• Employee Referral Bonus


• Seniority bonus


• 401k w/Company Match and Profit Sharing


• Company paid Life and AD&D Insurance


• Employee Assistance Program


• Employee Discounts


• Excellent Recognition Program


• Company paid Long-Term Disability Insurance


• Annual performance reviews

Starting wage $20.40 up to $24.90 per hour. Hourly wage offered based on skills and experience. 

Apply online at www.tractorandequipment.com

Harnish Group Inc. is the Caterpillar Dealer in Central and Western Washington, Central and Eastern Montana, Northwestern Wyoming, Northwestern North Dakota and the state of Alaska. Our Member Companies are N C Machinery Co., N C The Cat Rental Store, N C Power Systems Co., Tractor & Equipment Co., T&E The Cat Rental Store, T&E Power Systems, and SITECH Northwest Inc., representing Caterpillar and other manufacturers. We are a family owned and managed company with 1,200+ employees. Our Mission is to help our customers succeed by providing premier business solutions delivered by engaged employees through teamwork and excellence. 

Harnish Group Inc. and its Member Companies are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, religion, national origin, age, protected veteran status, disability status, or any other characteristic protected by law.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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