Disclosure Specialist (temporary) at Wintrust Financial Corporation in Rosemont, Illinois

Job Description:

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $50 billion in assets.

Position Overview

The Disclosure Specialist is responsible for ensuring that all required mortgage disclosures are accurately prepared and provided to borrowers in accordance with regulatory requirements. A Disclosure Specialist should have strong attention to detail, knowledge of mortgage regulations, and excellent communication skills to effectively interact with both internal teams and borrowers.

 
Ability to multitask in a fast-paced environment, possessing excellent interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.

Key Responsibilities

• PREPARATION OF DISCLOSURES: Generate and review various mortgage disclosures, such as the Loan Estimate (LE), Initial Closing Disclosures (ICD) and Post-Consummation Closing Disclosures (PCCD), ensuring they are accurate, complete, and provided to borrowers within regulatory timeframe.  


• REGULATORY COMPLIANCE: Stay updated on federal and state regulations related to mortgage disclosures to ensure compliance and to implement necessary changes in practices.


• DOCUMENTATION MANAGEMENT: Maintain and organize disclosure documents, ensuring they are properly filed and easily accessible for audits and future reference.


• COORDINATION WITH TEAMS: Work closely with loan officers, processors, secondary, underwriting and closing, to gather the necessary information and ensure that disclosures reflect the correct loan term and conditions.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.