Commercial Relationship Officer - Texas at Popular Bank in Texas City, Texas

Job Description:

Position Title: Commercial Relationship Officer - Texas

Date: Nov 15, 2024

Location: Texas City, TX, US, 90001

Company: Popular Bank

Popular Assoc Multi-state

We are currently looking for a seasoned Commercial Relationship Officer with a transportable book of business to join our Association Banking team. In this position you will generate business relationships and be responsible for the development and maintenance of credit and non-credit relationships with commercial customers, corporate accounts and potential customers while rendering quality service in accordance with bank goals to attain growth, profitability and customer satisfaction.

In this position, you will:

• Build effective relationships and trust with clients and potential clients by listening to and uncovering their needs and educating them about the bank deposit and loans that are most appropriate for their situation.

• Be responsible for developing a commercial customer portfolio and managing customer relationships of this portfolio. This created portfolio should have a heavy emphasis on deposits as well as loans.
  
• Visit with clients and prospective clients regularly, interview and analyze the financial structure of customers and prospects and recommend products or applicable services.
  
• Prepare loan reports for revision and approval of immediate supervisors and all written reports on calls made to existing and prospective accounts.
  
• Analyze financial statements, revise collateral, documents and processes commercial loan application and make recommendations regarding credit request, refers to your immediate supervisor.
  
• Follow up on assigned commercial accounts that are overdraft and refer them to his supervisor for final approval.
  
• Review and analyze commercial loan reports, direct liability, non-performing, new loans and payment.
  

To be considered, you will need:

• High School Diploma or equivalent required; Bachelor’s Degree in Business or related field preferred.
  
• Minimum of 7 years of experience in commercial credit with an established portfolio of Commercial customers.
  
• Effective sales ability and persuasiveness.

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer
Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.
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Job Segment: Business Development, Sales

PI255099319

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