Responsible for routing mortgage loan files through internal processing systems and obtain information needed to assist in completing a file for approval and closing; Complies with all regulations which apply within the scope of the position, including Bank Secrecy Act.
DUTIES
Communicate with borrowers, underwriters and loan officers to assemble file for underwriting;
Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated;
Review all files for completeness and accuracy prior to loan submission;
Review items needed on conditional approval;
Obtain and verify all underwriting and funding conditions;
Submit loan for final approval to underwriting;
Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing;
Perform other duties as assigned.
QUALIFICATIONS
EDUCATION: High school diploma or equivalent; AA degree preferred
EXPERIENCE: Minimum 1-2 years of current mortgage loan processing experience
SKILLS/ABILITIES
Computer literate
Effective verbal and written communication skills
Excellent time management and organizational skills
Knowledge of FNMA, FHLMC, VA and FHA guidelines
Bilingual (English/Mandarin) preferred
WHY WORK FOR US?
Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago, and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:
Medical insurance
Vision insurance
Dental insurance
401(k)
Disability insurance
Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.