Richmond National is a specialty property & casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.
We operate exclusively within the excess & surplus lines market, which provides our underwriters flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.
Job Description:
Underwriting and binding of new and renewal business, and overall management of assigned brokers, territory, and policies.
Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and your underwriting authority.
Determine whether to accept, provide an option(s), or decline risks. Oversee, review, and approve endorsements.
Direct loss control services on specific issues for better risk assessment
Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
Review and resolve premium audit inquiries and disputes.
Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
Create, analyze, and interpret information from various reports.
Develop positive working relationships with brokers, throughdaily interactions and travel to brokerage offices.
Contribute to training, mentoring, and on-boarding of new or less experienced team members.
Handle other duties as assigned.
Preferred Qualifications:
Bachelor's degree or equivalent combination of education and relative experience.
1+ year of insurance underwriting experience. E&S experience is a plus.
Excellent analytical and organizational skills.
Understanding and ability to effectively engage in the negotiation process.
Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
Advanced knowledge of computer programs, including Word, Excel, and Outlook.
Benefits Overview:
Medical, Dental, and Vision insurance plans. FSA/HSA plans.
Basic Life/AD&D/Short Term/Long Term Disability coverage.
Matching 401k: 100% match on first 3%, 50% match on next 3%.
Flexible PTO plan, 11 paid company-wide holidays, plus your birthday off.
Recognized as a Top Workplace by Richmond Times-Dispatch